Work news for post office customer
Some new rules are being implemented for post office customers from April 1
This may start charging
Let me tell you, from April 1, 2021, some new rules are being implemented for post office customers. India Post Payment Banks has now decided to charge for withdrawals, deposits and AEPS (Aadhaar based payment system). That is, there is a charge for depositing and withdrawing money.
What is the charge on a Basic Savings Account
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If you have a Basic Savings Account, there is no charge for withdrawing money four times, but for doing more than that, you will be charged Rs 25 or 0.5 per cent. On the other hand, there is no charge for depositing money.
How much is the charge on savings and current account
If you have a savings and current account, you can withdraw up to Rs 25,000 per month. Withdrawals above this will incur a charge of Rs. On the other hand, if you deposit cash up to Rs 10,000, there will be no charge. But deposits above that will be charged at least Rs 25 per deposit.
Charge on India Post AePS account
There are limited free transactions on the IPPB network, but for non-IPPB only three free transactions can be made. This rule is for mini statement, cash withdrawal and cash deposit. There is a charge for each transaction after the free limit expires in AePS. After the limit expires, a charge of Rs 20 will be levied on any deposit.
There will also be a charge for issuing a mini statemen
In addition, if the customer wants to issue a mini statement, you will have to pay a charge of Rs. If you transact money after the limit expires, 1% of the transaction amount will be deducted from your account. However, the minimum is Rs 1 and the maximum is Rs 25. It is to be noted that GST and cess will also be levied on these charges.
At the same time, India Post has announced to increase the withdrawal limit at Post Office GDS (Rural Postal Service) branches and now the limit has been increased from Rs 5,000 to Rs 20,000 per customer. The purpose of this measure is to increase the post office deposit over time. There should be a minimum of Rs.500 in the savings account at the post office and a charge of Rs.100 will be deducted for less than that amount. If there is no money in the account, it will be terminated.